Sure401k allows you to select from hundreds of high-quality/low-cost investment options and manage them through our easy-to-use, online platform.

Overview of Sure401k:

• Seamlessly integrate with your payroll account.
• Offer affordable program management with transparent fees.
• Offer online access to you and your employees.
• Provide retirement experts who are available to help you.
• Give you easy, same-day, online enrollment.
• Allow you to choose from a variety of plan types.
• Provide access to hundreds of high-quality funds from firms such as Fidelity, T. Rowe Price, Dodge & Cox, Vanguard, and more.

With Sure401k, everything is transparent:

* Contact our 401(k) experts to receive a custom proposal and complete list of fees and features.

Plan Types

We offer a variety of plan types so you can choose what best suits your needs.

Traditional 401(k) Plan

• Regular Deferral: Employee contributions are made pre-tax and deductible in the year they are made. Accumulated assets are taxed upon distribution at the individual's then-current income tax rate.
• Roth Deferral: Employee contributions are made after-tax and are not deductible in the year they are made. However, accumulated assets are not taxed upon distribution.

Traditional 401(k) Plan with Matching Contribution

• Discretionary Company Match: Employer has the freedom to offer, raise, or lower a company match with no maximum match limit.
• Match a Percentage of Your Employee's Payroll Deferral: You choose a maximum percentage limit of the employee's annual salary.

Traditional 401(k) Plan with Profit Sharing: allows you to contribute to an employee's plan, even if they are not actively contributing. Sure401k will prepare estimated profit sharing calculations upon your request. Traditional 401(k) Plan with Safe Harbor Feature: helps companies that have a mix of highly-compensated employees (HCE) and non-highly compensated employees (NHCE) that would have trouble passing non-discrimination testing. Without a Safe Harbor, your plan can become top heavy, or HCEs run the risk of having taxable income returned to them at the end of the year, even if they have already filed their tax returns. Safe Harbor contributions satisfy discrimination testing. Solo(k) Plan: provides the ability for owner-only businesses to make the maximum allowable contributions to their retirement plan — including Roth contributions, while providing access to accumulated balances through a loan feature. It offers you and your spouse the same advantages of a traditional 401(k) plan, including pre-tax contributions, a wide range of investment options and higher annual contribution limits than with a SIMPLE IRA plan.